Protecting your Fleet

Our Farm Motor policies aim to simplify your insurance programme by protecting several vehicle types within one policy. Our range of policies includes fleet-rated motor fleet policies and no claims discount based policies. We can also protect individual no claims discounts for private cars and commercial vehicles.

Vehicles covered

  • Private cars
  • Commercial vehicles (including vans/pick-ups/4x4s/lorries)
  • Tractors
  • Agricultural Vehicles (including combines/telehandlers/diggers/ATVs/self-propelled implements)

Our specialist policies can be extended to include trailers, horseboxes and non-self propelled equipment such as ploughs, drills, fuel bowsers and hedge-trimmers.

Levels of Cover

We can arrange the following types of cover and you are free to choose varying levels of protection within the policy:

  • Comprehensive
  • Third Party Fire & Theft
  • Third Party Only
  • Laid up – Fire & Theft

In addition, we have our own motor breakdown product. Click here for details.

Protecting your Drivers

All of our Farm Motor policies deliver complete flexibility in terms of drivers, with the option of reducing your premiums by specifying named drivers. We offer any driver policies with blanket motor certificates and can arrange restricted driving on vehicles within the same policy.
Some of our farm motor policies provide a third party car driving extension. We can also cover young drivers (under the age of 25) with provisional or full licences. Business use can also be extended beyond agriculture to cover different occupations.

Added Security

The theft of farm machinery is a big concern for many of our clients and we will pro-actively advise you on ways to protect your property as an integral part of our service. In addition, we have negotiated a range of discounts on recognised security solutions including:

  • Immobilisers/Key-pad systems
  • Trackers
  • Vehicle identification (such as CESAR scheme)

Professional and Personal Service

With extensive experience in this sector we pride ourselves on our ability to deliver insurance policies tailored to your individual requirements. A dedicated account handler assigned to your business will conduct a comprehensive review at renewal time to ensure your premiums stay competitive. They will also happily advise you on changes to legislation which may affect your level of cover.

In the event of a claim, our in-house claims department will ensure that your case is managed smoothly and effectively from beginning to end.