Photographic equipment insurance – All risk cover for non-professional photographers

Photography can be an expensive pursuit and whether it’s just a hobby or you generate income from your work, it’s vital that you protect your equipment against damage, theft and loss.

Comprehensive cover

Our specialist policy is extremely comprehensive and is therefore highly regarded within the photographic industry. The policy provides cover against accidental loss, damage, destruction or theft for any make or model of camera, lens, flashgun, photographic accessories and associated equipment; including camcorders, binoculars, telescopes, audio recorders and laptop computers.

Annual premiums start at just £55 for £2,000 cover.

The policy will protect your equipment should you take it outside of the UK for up to 60 days at any one time (geographical exclusions apply).

Personal liability cover up to £1,000,000 also protects you if you are legally responsible for the injury or death of a third party, whilst using your insured equipment in a public place.

Professional, personal service

To qualify for this policy you must earn less than half of your annual income from photographic activities. To ensure that your equipment is fully protected it is important that you correctly detail all items of equipment on your policy schedule and our team are here to help. The majority of quotations can be dealt with over the phone and our in-house underwriters will issue your policy without delay.

Settling a claim

In the event of a claim our in-house claims team will ensure that your case is managed smoothly and effectively from beginning to end. As the underwriters of the policy we aim to assist you in getting claims settled promptly.

No claims bonus

If no claims are notified or paid during the preceding 12 months of cover, a no claims discount of 10% on the standard annual premium will be given on renewal.