Farm vehicle insurance to protect your farm fleet

We try to simplify your insurance programme by protecting several vehicle types within one policy. This is our Farm Motor insurance policy. Our range of farm vehicle insurance policies include fleet-rated motor fleet policies and no claims discount based policies. We can also protect individual no claims discounts for private cars and commercial vehicles.

Farm vehicles covered:

  • Private cars
  • Commercial vehicles (including vans/pick-ups/4x4s/lorries)
  • Tractors
  • Agricultural Vehicles (including combines/telehandlers/diggers/ATVs/self-propelled implements)

Our specialist policies can be extended to include trailers, horseboxes and non-self propelled equipment such as ploughs, drills, fuel bowsers and hedge-trimmers.

Levels of farm insurance cover

We can arrange the following types of cover and you are free to choose varying levels of protection within the policy:

  • Comprehensive
  • Third Party Fire & Theft
  • Third Party Only
  • Laid up – Fire & Theft

In addition, we have our own motor breakdown product. Click here for details.

Protecting your farm vehicle drivers

All of our Farm Motor policies deliver complete flexibility in terms of drivers, with the option of reducing your premiums by specifying named drivers. We offer any driver policies with blanket motor certificates. We can also arrange restricted driving on vehicles within the same policy.

Some of our farm motor policies provide a third party car driving extension. We can also cover young drivers (under the age of 25) with provisional or full licences. Business use can also be extended beyond agriculture to cover different occupations.

Added Security

The theft of farm machinery is a big concern for many of our clients. We will pro-actively advise you on ways to protect your property as an integral part of our service. In addition, we have negotiated a range of discounts on recognised security solutions including:

  • Immobilisers/Key-pad systems
  • Trackers
  • Vehicle identification (such as CESAR scheme)

Motor Legal expenses cover

DAS Drive Plus legal protection is designed to help you if a motor accident was not your fault and you have suffered an injury or incurred other losses which you are not covered under your motor insurance policy, or you need a replacement hire vehicle.

Our DAS Drive Plus policy provides cover for:

  • Personal Injury Cover
  • Recovery of Uninsured Losses
  • Replacement Hire Vehicle
  • European Legal Protection
  • Motor Legal Advice Helpline Service

The video below shows a broad outline of what legal expenses cover is about;

Professional and Personal Service

We pride ourselves on being able to deliver insurance policies tailored to your individual requirements. We can do this because of our extensive experience in this sector.

A dedicated account handler will be assigned to your business. This person will conduct a comprehensive review at renewal time. This means you can be confident that your premiums will stay competitive. They will also happily advise you on changes to legislation which may affect your level of cover.

In the event of a claim, you will be looked after personally by one of our our in-house claims handlers. This will help ensure that your case is managed smoothly and effectively from beginning to end.