Insurance Distribution Directive Disclosure – Personal

Please find below a list of insurers who we could have approached for the products we offer. This means that for the product you have purchased we have only listed one insurer for a quote but may have approached the other alternative insurers available to us. In our opinion these are the insurers who provide the most competitive and broadest cover for the products listed.

Please note that due to our proposition governance process these could change as and when a product offering is reviewed. These changes will be reflected on our website as soon as reasonably possible.

Names in brackets denote ultimate owners of the product provider

Car Policies

Product ProviderUltimate Insurer
Ageas Insurance LtdN/A
LV=Broker Highway Car ProductHighway Insurance Company Ltd *1
LV=Broker ABC ProductLiverpool Victoria Insurance Company Ltd *1
LV=Broker Clear Car ProductHighway Insurance Company Ltd *1
Aviva Insurance CoN/A
Covea Insurance PlsN/A
Zurich Insurance Plc (Zurich Insurance Group Ltd)N/A
ERS (ERS Syndicate Management Ltd)LLoyds Syndicate 218
AXA Insurance UK PlcN/A
Marmalade – Learner DriverAgeas Insurance Ltd
Marmalade – Black BoxLV Highway Insurance Company Ltd *1

Commercial Vehicle

Product ProviderUltimate Insurer
Ageas Insurance LtdN/A
LV=Broker Clear Van ProductHighway Insurance Company Ltd *1
LV=Broker Highway Van ProductHighway Insurance Company Ltd *1
AXA Insurance UK PlcN/A
Aviva Insurance CoN/A
NIG (Direct Line Group plc)UK Insurance Ltd

Classic Car, Van & Motorbike

Product ProviderUltimate Insurer
Geo Private ClientsGeo Underwriting Services Ltd
KGM Motor (KGM Underwriting Services Ltd)QIC Europe Ltd
ERS (ERS Syndicate Management Ltd)LLoyds Syndicate 218

Household

Product ProviderUltimate Insurer
Ageas Insurance LtdN/A
Aviva Insurance CoN/A
AIUA (Geo u/w Services Ltd)AXA Insurance
AXA Insurance plcN/A
LV=BrokerHighway Insurance Company Ltd *1
Zurich Private ClientZurich Insurance plc
PolicyfastAviva Insurance Co

Small Craft

Product ProviderUltimate Insurer
Navigators & GeneralZurich Insurance plc
Haven Knox – JohnstonMS Amlin Insurance SE
Marine & Leisure @ Geo Specialty
Lloyds Insurance Company SA

Overseas EU Holiday Home

Product ProviderUltimate Insurer
Marine & Leisure @ Geo SpecialtyLloyds Insurance Company SA
CarrollsLloyds Insurance Company SA

Photo

Product ProviderUltimate Insurer
County Insurance Services LtdCovea Insurance plc

Travel

Product ProviderUltimate Insurer
Jackson Lee UnderwritingGreat Lakes Insurance SE

Motor Legal Expenses

Product ProviderUltimate Insurer
DAS Legal Expenses Insurance Company Ltd (Ergo Insurance Group)N/A

Motor Breakdown

Product ProviderUltimate Insurer
DAS Legal Expenses Insurance Company Ltd (Ergo Insurance Group)N/A

Family Legal Protection

Product ProviderUltimate Insurer
DAS Legal Expenses Insurance Company Ltd (Ergo Insurance Group)N/A

Home Emergency

Product ProviderUltimate Insurer
DAS Legal Expenses Insurance Company Ltd (Ergo Insurance Group)N/A

Personal Accident

Product ProviderUltimate Insurer
Axis Managing Agency LtdN/A
*1 denotesLiverpool Victoria General Insurance Group